Legal Position for Implementing Credit Provisions without Written Agreement at the Transmission Employees

This study aims to determine and analyze thethe legal position of implementing credit without a written agreement at the Transmission Substation Employee Cooperatives in Kudus City, as well know aboutlegal protection for creditors who provide an debtors employee City are default. research method uses empirical juridical approach, namely that secondary data initial data, which is then followed by primary field or on community. Based results concluded: 1)The implementation granting according perspective civil law because it has been carried out accordance with terms validity referred Article 1320 Civil Code, agree bind himself, ability make agreement, certain thing lawful cause. Credit made Cooperative met all these conditions. ManagerKudus Employees Cooperativein carrying its activities, also provisions Act No. 25 1992 concerning Cooperatives, andlegal certainty fulfilled theory presented Gustav Radbruch stated about itself; 2) Legal against debtor defaults unwritten agreements properly, conducting deliberation and/or mediation (non-litigation) efforts aimed creating disburse members' money. The exist cooperatives sourced from principal savings, mandatory voluntary savings belonging member Another form Management paying monthly installments members, auto-debit bank account concerned.